Skip to main content

Rates and Dividends

Loan Type APY
Signature Loans as low as 9.99%
Shared Secured Loans 3.99%
Loan Type APY
Short Term Loan 18.00% 6 month term
Loan Type APY
New & Used Autos as low as 3.99%


Fort Dix FCU offers a wide variety of loan products to all our members. All loan decisions are based on the credit worthiness of the borrower. We look at the risk of a borrower and adjust the loan rate, limits and terms accordingly. Our goal is to help our member’s reduce or eliminate debt while safe guarding all members deposits. By meaning a credit union is a not-for-profit co-operative financial institution, all funds are pooled together, so when you borrow from the credit union you are borrowing your money and other member’s money. It is your responsibility to make sure that those funds are put back in the general pool. It is our responsibility to ensure that that happens.


Dividend rates are subject to change on a quarterly basis. For the quarterly rates please call or stop in our branch office.

Anticipated Dividends: (APY = Annual Percentage Yield)
Rates are subject to change without notice.
APR = Annual Percentage Rate
All loan applications are subject to credit approval and request for additional collateral.
Rates and terms will be determined based on credit score and debt/income ratio.
Other terms and conditions may apply. Contact the credit union for more information.