Government Shut Down

To all members affected by the shutdown “We are here for you.” Please reach out via phone, email, or regular mail if you are having problems making ends meet. Maybe we can help you. Just let us know now. Don’t wait till it’s too late. We have a number of products that might help. Our skip a pay program will be offered at no cost if you are part of the shutdown. Also, our Furlough Loan product will be initiated for anyone not receiving a government pay check. We are also forgoing wire fees for all members affected by the shutdown So please don’t hesitate to call if you need help. We will help as much as we can. Thank you for your loyalty to your credit union and for letting us be of service to you.

609-723-4415 info@ftdixfcu.com
Bldg. 5408 Delaware Ave JB MDL, NJ 08640

Fee Schedule

Fees effective March 1, 2023.

Share Related Fees Fee Amount
Membership Fee (new account) $1.00
Third Party Withdrawal (mail/in-office) $2.25
Early Christmas Club Closing/Withdrawal $25.00
Return Deposit Check NSF $30.00
Stop Payment Fee (CU Issued Check) $30.00


Wire Fees Fee Amount
Wire - Bank to Bank Transfer $25.00
Wire Transfer (over daily limit) $35.00
Return Wire $20.00


Loan Fees Fee Amount
Loan Cancellation (after loan is processed) $100.00
Short Term Loan $20.00
Late Payment (after 10-day grace period) $25.00


Checking/Share Draft Fees Fee Amount
NSF (non-sufficient fund) fee $30.00
Stop Payment $25.00
Copy of Cleared Share Draft $5.00


ACH Fees Fee Amount
Returned NSF $30.00
Stop/Revoked ACH Payment $30.00


Everyday Spend Visa Debit Card Fees Fee Amount
Reload Debit Card $0.25
Replacement Card $5.00

* All other Debit Card fees associated with the Everyday Spend Card are itemized in their disclosure.



Miscellaneous Items Fees Fee Amount
Copy of Monthly Statement $5.00
Copy of Account History $1.00 per page
Copy of 1099 Tax Form $5.00
Garnishment/Lien Levy $60.00
Account Research Fee $135.00
Dormant/Inactive Account (1 year no activity) $2.00
Overnight Mailing $30.00
Express Mailing $10.00
Return Mail/Bad Address $5.00


General Information

  • Privacy notices are mailed annually and can be obtained any time from a teller.
  • Minimum share balance (par value of one share) is $5.00. Required account opening deposit is $10.00.
  • Closed accounts can only be done in writing or in person.
  • All shares are federally insured by NCUA up to $250,000.
  • Dividens paid on the last day of the month of each new quarter.
  • All changes of address must be submitted in writing and accompanied by a valid signature.
  • Reloadable debit cards can be used at ATMs for withdrawals and come with a mobile application. Checks can be deposited remotely to be loaded onto the card using a smart phone.