Fee Schedule
Fees effective July 16, 2018.
| Share Related Fees | Fee Amount |
|---|---|
| Membership fee (opening account) | $1.00 |
| Multiple Withdrawals (same day) | FREE 1st one |
| Second Withdrawal (same day) | $.75 each |
| Third Party withdrawal (mail/in-house) | $2.25 |
| Early closing Christmas Club | $5.00 |
| Return deposit item | $30.00 |
| Stop Payment Fee (CU issued ck) | $25.00 |
| Wire/Western Union Fees | Fee Amount |
|---|---|
| Wire - Bank to bank transfer | $20.00 |
| Western union fee | $25.00 |
| Change location in transit | $9.00 |
| Retrieve unclaimed western union | $12.00 |
| Loan Fees | Fee Amount |
|---|---|
| Loan application | $5.00 |
| Loan cancellation fee (after loan is processed) | $50.00 |
| Short term loan fee | $20.00 |
| Late Payment Fee (10 day grace) | $25.00 |
| Share Draft Fees | Fee Amount |
|---|---|
| NSF (non-sufficient fund) fee | $30.00 |
| Stop payment fee | $25.00 |
| Copy of share draft | $3.00 |
| ACH Fees | Fee Amount |
|---|---|
| Returned NSF fee | $30.00 |
| Stop/revoked ACH payment fee | $25.00 |
| Everyday Spend Visa Debit Card Fees | Fee Amount |
|---|---|
| Purchase Card | $8.00 |
| Load card fee | $0.25 |
| Replacement card fee | $3.50 |
| Miscellaneous Items Fees | Fee Amount |
|---|---|
| Copy of member statement | $3.00 |
| Copy of member history | $0.50 per page |
| Copy of 1099 Tax form | $5.00 |
| Garnishment/Lien Levy | $60.00 |
| Loan Pay Off Letter | $3.00 |
| Account Research fee | $135.00 |
| Dormant/Inactive account fee | $2.00 |
| Overnight mailing | $30.00 |
| Return mail/bad address fee | $3.00 |
| Account Verification fee | $3.00 |
| Special mailing fee | $15.00 |
General Information
Privacy notices are mailed annually and can be obtained any time from a teller.
Minimum share balance (par value of one share) is $5.00. Required account opening deposit is $10.00.
Closed accounts can only be done in writing or in person.
All shares are federally insured by NCUA up to $250,000.
Dividens paid on the last day of the month of each new quarter.
All changes of address must be submitted in writing and accompanied by a valid signature.
Reloadable debit cards can be used at ATMs for withdrawals and come with a mobile application. Checks can be deposited remotely to be loaded onto the card using a smart phone.